Car finance means a lender has agreed, in principle, to lend you an amount of money towards the purchase of your new car but hasn't proceeded to a full or final approval. Car loan finance helps to give you a “price ceiling” to know the maximum that you can spend on your new car.

Moreton Bay Suzuki

Finance

Finance Enquiry

Car finance in Capalaba QLD

Flexible and convenient

Does not impact credit score

Tailored finance options

Unmatched network of partners

Frequently Asked Questions

What is Car Finance?

How do I apply for a Car Loan?

How do interest rates work with Car Finance?

Car finance interest rates are very similar to finance you will get with a home loan. Additionally, there are two different types of car loan interest rates: fixed and variable. Here’s how they work:

Fixed interest: A fixed rate loan has the same interest rate for the entirety of the borrowing period, allowing you to get a clear view of what your repayments could look like.
Variable interest: This means that the interest rate for your car loan could either increase or decrease at your lender’s discretion, and therefore increase or decrease your interest repayments accordingly.

What is a Balloon Payment?

Can I buy a New or Used Car for Car Finance?

Moreton Bay Suzuki acknowledges the Quandamooka People, Traditional Owners of the lands, winds and waters we call Redlands. We pay our respects to Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.